Impact of Credit Risk Management on the Business Efficiency of Commercial Banks in Vietnam

Abstract

In recent years, several economic forums and seminars in Vietnam have focused on the credit risk of the country's commercial banking sector. The study's goal is to discover the elements that influence credit risk management and their link to company success. Six elements that have an influence on credit risk management in commercial banks were identified in the study. 396 valid questionnaires were used to gather and analyze data. The research offers risk management advice as well as legislative suggestions to assist minimize credit risk.